What risks do fixed income funds face?

What risks do fixed income funds face?

Although there is this risk of default in the banking system of the whole world, in Iran, according to the conditions of the governments, they practically never allow the risk of default to reach the banking system. But in fixed income funds, there is always this possibility to the extent that this risk can exist in some funds such as Akhza, which have very high risks and make larger investments, and their profits are variable, and a part of fixed income funds can be allocated to stocks. slow Although this part is small, it can cause a change in profitability.

Advertising's use of the word stability in the dividend rate is not correct and if we look at the bonds, we can see that despite the fact that in the past one or two weeks, their yield rate had increased sharply, but since Tuesday, they have seen a decrease in their yield rate. We are, which is probably due to changes in policy or words such as no risk of default, which is impossible; That is, in every fund in the field of fixed income, there is always this risk of default if we face a mistake by the fund managers or if we have severe changes and impulses in our economy.

In the banking system, the central bank does not allow this default risk to some extent, and the reason for this is the strict supervision it has. But in the case of fixed income funds, this issue is different, and the stock exchange organization should have done this in advance and warned some fixed income funds of the consequences. Because some advertisements can increase the future task of the stock exchange organization. That is, if something happens in the field of fixed income funds, it can cause social protests to the stock exchange organization and make its task difficult.